A STUDY ON USAGE TRENDS OF CREDIT CARD

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A STUDY ON USAGE TRENDS OF CREDIT CARD

Author: Nithish Kumar R V and Mrs. A. Sangeetha Priya, M.Sc., M. Phil.

Published On: 2025-04-12

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Abstract

The credit card is popularly growing and being used as a mode of payment as opposed to other modes of payment like cash and cheque. Credit cards offer the users the benefit of acquiring goods and services without having the burden of carrying cash. It also offers access to credit without having to go through the elaborate paperwork involved in case of a loan. As the credit card ownership and use has expanded around the world, it has become a major source of financing consumer purchases as well as a method of money transmission.

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