Financial Literacy Among Young Adults: Awareness and Investment Patterns

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Financial Literacy Among Young Adults: Awareness and Investment Patterns

Author: Sanskruti Somnath Barve and Prof. Lalitkumar Bhole

Published On: 2025-04-16

DOI: https://doi.org/10.70127/irjedt.vol.8.issue04.1423

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Abstract

Financial literacy is an essential skill that empowers young adults to make informed decisions about savings, investments, and financial management. The lack of adequate financial knowledge often leads to poor financial decisions, resulting in excessive debt and economic instability. This study explores financial literacy levels among young adults, their investment behaviours, and the factors influencing their financial decisions. The research highlights the impact of financial awareness on financial well-being and provides recommendations for improving financial literacy through education and financial training programs.

KEYWORDS
Financial Literacy, Young Adults, Investment Patterns, Debt Management, Financial Awareness, Budgeting

Keywords

Financial Literacy Young Adults Investment Patterns Debt Management Financial Awareness Budgeting

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